Comments on: Tips For Vacationing On A Budget

By: Teresa ~ kid friendly family vacations

Teresa ~ kid friendly family vacations — Sat, 30 Aug 2008 04:11:15 +0000

There are a lot of ways to take a nice family vacation, but still stick to a budget. We pack lunches, keep food around in the hote room for breakfast, and moderate what we spend during the day.

Family vacations are very important to our family though, and we do try to save for our vacations during the year; therefore, we have $$ to spend on our vacation.

By: SarahB

SarahB — Thu, 28 Aug 2008 22:31:38 +0000

Staying on budget for a trip is so hard. Those souvenirs I mean how can you not just grab a few. A t-shirt and at least a mug is so hard to pass up. I’ve never went with a budget on a trip but I really am thinking it so important to have one. By the way the hotel where I work is really cutting rooms rates. Come check it out.

Hampton Inn is offering 10% off their best rate available rate until 9/1/08. We’re also giving away some great prizes leading up to TEAM USA competing in the Olympic Games.
http://hamptoninn.hilton.com/en/hp/promotions/hx_summerpromo08/index.jhtml?cid=OM,HX,Dreams,Specials&it=Specials,Dreams

Oh check out this funny video called “Ballad of a Traveler, it absolute hilarious and really sums of the experience of a unhappy traveler.
Sarah B
http://www.youtube.com/watch?v=D2Y0jf-BKpI

By: hawks1690

hawks1690 — Thu, 28 Aug 2008 20:48:59 +0000

Hi,

I use the following site for all of my financial needs it is full of tips resources and advice to help you save and control you're spending.

Thanks

http://good-financial-planning.info/
References :

By: R

Thu, 28 Aug 2008 20:46:59 +0000

monitor how much you spend, try to spend less on products and only buy stuff you absolutely need
References :

By: Cathi

Cathi — Thu, 28 Aug 2008 20:44:59 +0000

I give myself an allowance, usually $100 a week for gas, lunch and mid-week necessities (milk, bread, etc). I spend only pennies in change and save that change, it adds up quick. On Thursdays, I put whatever cash I have on hand and put it with the change. It's a quick way to save a lot of money. Since January 17 of this year, I have saved close to $400 by doing this.

As far as budget goes, I spend a set amount on my utilty bills, usually more than the bills are. About every four months, my over paying catches up and I don't have to pay any utility bills, so I can save that money too.
Also, I only buy things that are on sale, especially groceries
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By: hk

hk — Thu, 28 Aug 2008 20:42:59 +0000

Write down the expenses you are spending and cut down the costs
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By: FA

FA — Thu, 28 Aug 2008 20:40:59 +0000

always ask yourself before buying anything: ''Do I really need this?'' just don't spend your money for unnecessary things, you'll be all right.
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By: tasjazz

tasjazz — Thu, 28 Aug 2008 20:38:59 +0000

It is difficult when you aren't in the habit of being tight with your spending. You need to have the willpower to be strict with your money and keep reminding yourself of your saving goals. For instance, try and think in terms of long term savings if you give up buying those extra things you don't really need. Forgoing that extra large coffee every day for six months may add up to another nights accommodation etc.
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By: Kiwi>33

Kiwi>33 — Thu, 28 Aug 2008 20:36:59 +0000

Staying to a budget is simple but difficult. When you go shopping make a list before you go and take only the money you need to the store. Don't bring extra cash and credit cards along, they will tempt you to know that you have money to buy more. To make a budget list things you need. Put a good guess of what your amount is for that item, say a wedding dress. Put the money beside it. Before you do any of that, find out what your total budget is and work from there. Remember to only buy the things you need. Here are 5 steps to a good budget keeping:
Step 1:
Track every expense. This means recording each purchase you make, from a new car to a pack of gum. It may sound tedious, and sometimes it can be, but it's the essential first step to find out exactly how you're spending your money. Once you've tracked your expenses for a month, look at the sheet and see where you can cut back so that you can make a better budget.

Step 2:
Include incidentals when determining your budget. By now, you've made a budget that incorporates your income and monthly expenses. One large pitfall people encounter when trying to stay on track is forgetting to add in a little bit extra for emergencies. Beyond your set monthly expenditures, you'll also encounter occasional expenses such as car or home repairs.

Step 3:
Redefine your "need" list. You may think that the pair of shoes on clearance is a steal and that you "need" them for your work wardrobe, or that replacing your broken DVD player is essential, but the truth is, you can do without. Before taking out your cash, checkbook or credit card, stop and ask yourself if you can wait to buy it until you have more spending money. By learning the difference between your must-haves and really-wants, you'll begin to stick to your budget.

Step 4:
Make a list of both long-term and short-term goals. If you have something in mind that you really want to buy or participate in, it will motivate you to refrain from spending your money indiscriminately. Whether it's to start a savings account, take a dream vacation or renovate your kitchen, staying within your budget will be fun once you know what's waiting for you.

Step 5:
Figure out what a purchase will end up costing you. If you plan to spend money on something you hadn't previously budgeted for, make sure that you factor in pricey interest rates if you're using credit. Splurging every now and then won't completely blow your budget, but throwing away money paying off credit-card balances that accumulate interest will.
References :
-Yahoo Search
-Personal experiances

By: BEAUTY

BEAUTY — Thu, 28 Aug 2008 20:34:59 +0000

by not spending on things that just make you happy but only on things you absolutely NEED only
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